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Need Mortgage Assistance?

IF YOU ARE AT RISK OF LOSING YOUR HOME DUE TO THE FINANCIAL IMPACTS OF COVID-19, WE CAN HELP

The Community Housing Assistance Program- Texas Emergency Mortgage Program is now offering funds to Texans who are recovering from the financial impacts of COVID-19. Funded by the Texas Department of Housing and Community Affairs, granted funds will provide aid to eligible individuals and families who are struggling to pay their mortgages. Mortgage assistance payments will be available to households whose incomes are at or below 80% or less of Area Median Income (AMI).

Apply*We are currently experiencing a high volume of applications. You may experience a three week wait time for application processing. 

Who We Support

Moderate to low-income homeowners in select Texas counties who have been impacted financially by COVID-19.

ELIGIBILITY REQUIREMENTS

Individuals must own a property in an eligible location and must meet income requirements according to that home’s location. Homeowners must also be in arrears on eligible mortgages.

How to Apply:

  • Prepare to apply by having the following document available:
    • Identification- One of the following:
      • ID card issued by government
      • Birth Certificate
      • Social Security Card
      • Passport
    • Income Statements- One of the following:
      • Bank statements
      • Check stubs
      • Award letter for Social Security, SSI, TANF, SNAP or Medicaid that shows your income
      • Pay history from your job(s)
    • Proof of Residency
      • Mortgage Document- Name, phone number, and email
  • Submit initial application by clicking the button below
  • If you meet initial qualifications, Endeavors will contact you to obtain more information via email or phone call

Apply *We are currently experiencing a high volume of applications. You may experience a three week wait time for application processing.

What to expect after you apply:

  • Endeavors will review your application and confirm the details of your application with you.
  • Endeavors will determine how much you’ll receive in mortgage assistance.
    If there is a question of eligibility, Endeavors may request more information from you.
  • If determined eligible, you will generally receive your first payment within 10-14 business days.
  • Endeavors will review your application and confirm the details of your application with you.
  • Endeavors will determine how much you’ll receive in mortgage assistance.
    If there is a question of eligibility, Endeavors may request more information from you.
  • If determined eligible, you will generally receive your first payment within 10-14 business days.

FAQ

Q: Who is Endeavors?

Since 1969, Endeavors has passionately served vulnerable people in crisis through by providing comprehensive, effective, and innovative services that encourage growth and allow people to build better lives for themselves, their families, and their communities. We seek to restore dignity and improve the quality of life for the people we serve through the benefits of our programs, believing that everyone holds the capacity to grow, heal, change, succeed, and affect others positively.

Q: What expenses will be covered should I qualify?

Up to 6 consecutive months with at least one future mortgage payment, including principal, interest, taxes, and insurance. In some cases we will also be able to assist witt late fees, mortgage arrears, and forbearance payments.

Q: Are all types of mortgages covered?

No. FHA, VA, or USDA backed mortgages may qualify, however, federal, state, or mortgages in which local funds were involved will not.

Q: What areas of Texas qualify for this program?

This program serves select areas of Texas, including the following counties: Anderson, Angelina, Aransas, Austin, Bee, Bowie, Brazoria, Brooks, Calhoun, Cameron, Camp, Cass, Chambers, Cherokee, Colorado, DeWitt, Delta, Dimmit, Duval, Edwards, Fort Bend, Franklin, Galveston, Goliad, Gonzales, Gregg, Hardin, Harris, Harrison, Henderson, Hopkins, Houston, Jackson, Jasper, Jefferson, Jim Hogg, Jim Wells, Kenedy, Kinney, Kleburg, La Salle, Lamar, Lavaca, Liberty, Live Oak, Marion, Matagorda, Maverick, McMullen, Montgomery, Morris, Nacogdoches, Newton, Orange, Panola, Polk, Rains, Real, Red River, Refugio, Rusk, Sabine, San Augustine, San Jacinto, San Patricio, Shelby, Starr, Titus, Trinity, Tyler, Upshur, Uvalde, Val Verde, Victoria, Walker, Waller, Willacy, Zapata, Wharton, Wood, and Zavala

Q: How do I know what the income qualifications are in my area?

Because income qualification vary greatly by zip code, we recommend contacting us to see if your income will qualify you for this program.

Q. Who can I contact for more information?

For more information, or to speak to someone regarding your eligibility, please Email: [email protected] or call 833-260-8630.

Contact us

for more information or to speak to someone about your eligibility!

[email protected]

Toll Free: 833-260-8630

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Texas Emergency Mortgage

Assistance Program Intake Form

Demographic Information

Mortgage Loan Information

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